If you see the reflection of a star in a mud puddle ... is that where the star is?
So, a Christian in some mud puddle here - is seated there?
“But God ... raised us up with Him,
and has seated us with Him in the heavenly realms - in Christ Jesus” (Eph2:4,6).
He either is ... or He isn’t.
He has either made us with gifts, talents and abilities ... or He hasn’t.
He is either going to hold us responsible for how we used these attributes ... or He won’t.
Wrong conclusions about all this will either matter ... or it won’t.